","cookies":"[object object]"},"appdownloadmobilebanner":{"css":"","html":"","js":""},"contentfulenv":"master","iscmspreview":false,"base_domain":"paypal.com","cdnx_host":"www.paypalobjects.com","supportedpagelocales":["en_us"]},"content":{"canonicalurl":"https://www.paypal.com/us/business/enterprise/buy-now-pay-later","page":{"title":"buy now, pay later | offer consumer credit | paypal us","keywords":"buy now pay later (sv 49,500),paypal credit (sv 301,000),consumer credit (sv 4,400),pay later (sv 3,600)","description":"paypal’s buy now, pay later solutions can help your business grow by offering secure consumer credit. find out more here."},"heroprops":{"content":{"headline":{"text":"
larger retailers have 400 million reasons to offer paypal pay later. "},"paragraph":{"text":"reach 400 million active users. trusted by 14x more millennials to keep their financial information secure than other buy now, pay later providers1. enjoy white glove service.

register for your free bnpl assessment"},"hatchtext":{"text":"talk to your payments specialist to get started,

"}},"config":{"id":"a1","theme":"theme-background-color-light","backgroundposition":"right","deviceimage":{"url":""},"deviceimagesize":"large","textalign":"left"},"classname":"custom-hero"},"notificationribbonprops":{"content":{"notification":{"content":{"headline":{"text":"more payment options for customers, more growth for you. pay monthly is coming soon. "}},"config":{"type":"notificationqr"}}},"classname":"hero-notification","config":{"id":"a1b","type":"notificationcta"}},"videothumbnailleftprops1":{"content":{"videoimage":{"config":{"backgroundimage":{"url":"https://www.paypalobjects.com/marketing/web/us/en/business/enterprise/buy-now-pay-later/desktop/dxl-video-thumb-desktop.jpg"}},"content":{"mediabutton":{"id":"video-button","href":"#","data-video-id":"itapeqto0y0"}},"idx":0,"name":"panelspanel"},"headline":{"text":"how top retail executives empower their customers"},"paragraph":{"text":"hear directly from the c-suites of dxl group, lovelyskin and jewelry television about how adding paypal pay later options helped their businesses increase trust, reach, and long-term value.

watch video"}},"config":{"id":"a6"},"classname":"videothumbnailleft"},"statementprops2":{"content":{"headline":{"text":"the power of on-site promotional messaging"},"paragraph":{"text":"presenting customers with buy now, pay later solutions early in the buying journey can help give them confidence that they can afford their purchase. in fact, we’ve shown that when businesses promote paypal credit, merchants could see an incremental 21% increase in sales.6 download our guide to learn how you can join the 14,000 merchants already using upstream presentment of paypal buy now, pay later.7"}},"config":{"id":"a3","theme":"theme-background-color-blue"},"classname":"power-dynamic-head"},"videothumbnailrightprops1":{"content":{"videoimage":{"config":{"backgroundimage":{"url":"https://www.paypalobjects.com/marketing/web/us/en/business/enterprise/buy-now-pay-later/desktop/connect_with_customers_graphic_thumbnail.jpg"}},"content":{"mediabutton":{"id":"video-button","href":"#","data-video-id":"drea-jynbga"}},"idx":0,"name":"panelspanel"},"headline":{"text":"connect with younger consumers"},"paragraph":{"text":"the myth that consumers aged 18–39 are credit shy is persistent – and false.2 watch the video and download the infographic below to unlock new insights from forrester about how you can use buy now, pay later to connect with millennials and gen z.

"}},"config":{"id":"splitpanels-consumers"},"classname":"videothumbnailright theme-background-color-light"},"simplepanelsprops1":{"content":{"headline":{"text":"revenue-driving wins for your business"},"items":[{"content":{"headline":{"text":"56%
increase in average order value "},"paragraph":{"text":"businesses with pay-over-time messaging on their site saw a 56% increase in overall paypal aov.4"}}},{"content":{"headline":{"text":"21%
share of sales"},"paragraph":{"text":"b2c merchants said 21% of their online sales come from a buy now, pay later solution.5"}}},{"content":{"headline":{"text":"65%
of pay in 4 spend is from repeat users"},"paragraph":{"text":"and 60% of pay in 4 users have completed 2 transactions with pay later.6"}}},{"content":{"headline":{"text":"see it in action"},"paragraph":{"text":""}}}]},"config":{"id":"a4","theme":"theme-background-color-white","columns":4,"headertextalign":"center","rowtextalign":"center","accordionclass":"accordion","type":"iconpanel","center":true},"classname":"custom-panel"},"simplepanelsprops3":{"content":{"headline":{"text":"reach millennial and gen z consumers with paypal "},"items":[{"content":{"headline":{"text":"400 "},"paragraph":{"text":"million total active accounts globally. attract new customers by accessing paypal’s established network of active users."}}},{"content":{"headline":{"text":"loyal shoppers "},"paragraph":{"text":"68% of millennial & gen z shoppers have used paypal vs. an average of 7% among the top three competing bnpl providers.7"}}},{"content":{"headline":{"text":"trusted"},"paragraph":{"text":"53% of younger consumers trust paypal to keep their financial information secure compared to an average of 3.7% among the top six competing buy now, pay later providers.7"}}},{"content":{"headline":{"text":""},"paragraph":{"text":""}}}]},"config":{"id":"a5","theme":"theme-background-color-blue","columns":4,"headertextalign":"center","rowtextalign":"center","accordionclass":"accordion","type":"iconpanel","center":true},"classname":"custom-panel-1"},"showcaseprops":{"content":{"headline":{"text":"leading retailers taking advantage of paypal’s reach"},"merchantlogos":[{"logo":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/enterprise/buy-now-pay-later/desktop/aldo-logo-l1.png","alt":"aldo"}},{"logo":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/enterprise/buy-now-pay-later/desktop/champion-logo-l1.png","alt":"champion"}},{"logo":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/enterprise/buy-now-pay-later/desktop/asos-logo-l1.png","alt":"asos"}},{"logo":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/enterprise/buy-now-pay-later/desktop/fossil-logo-l1.png","alt":"fossil"}},{"logo":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/enterprise/buy-now-pay-later/desktop/loft-logo-l1.png","alt":"loft"}},{"logo":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/enterprise/buy-now-pay-later/desktop/gamestop-logo-l1.png","alt":"game-stop"}},{"logo":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/enterprise/buy-now-pay-later/desktop/dxl-logo-l1.png","alt":"dxl"}},{"logo":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/enterprise/buy-now-pay-later/desktop/ace-hardware-logo-l1.png","alt":"ace-hardware"}},{"logo":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/enterprise/buy-now-pay-later/desktop/ann-taylor-logo-l1.png","alt":"ann-taylor"}},{"logo":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/enterprise/buy-now-pay-later/desktop/camping-world-logo-l1.png","alt":"camping-world"}},{"logo":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/enterprise/buy-now-pay-later/desktop/lands-end-logo-l1.png","alt":"lands-end"}},{"logo":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/enterprise/buy-now-pay-later/desktop/tumi-logo-l1.png","alt":"tumi-logo"}}]},"config":{"id":"a2","theme":"theme-background-color-white","columns":4},"classname":"custom-logo-section"},"editorialpropsone":{"content":{"headline":{"text":"dynamic technology that helps convert your browsers to buyers2 "},"paragraph":{"text":"80% of buy now, pay later users agreed that seeing a buy now, pay later message while shopping online gives them the ability to spend more.2 download our guide to learn how you can join the 40,000 merchants already using dynamic paypal pay later messaging.3

"},"deviceimage":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/enterprise/buy-now-pay-later/desktop/best-practices-thumb-desktop.jpg","alt":"makeover-checkout"}},"config":{"id":"a3","theme":"theme-background-color-white"},"classname":"custom-editorial-one"},"cardblocks":{"content":{"heading":"timely resources, specially curated for retailers ","description":"","items":[{"id":"cardblocks-card-1","img":"https://www.paypalobjects.com/marketing/web/us/en/business/enterprise/buy-now-pay-later/desktop/asset-3-thumb.jpg","alt":"webinar-1","smallheading":"case study","heading":"destination xl grows millennial and gen z customer base","paragraph":"learn how the largest retailer for big and tall shoppers in the us used paypal pay later to help increase sales, aov and appeal to younger customers.8","cta":"read case study","href":"https://www.paypal.com/us/brc/article/enterprise-solutions-dxl-case-study?locale.x=en_us","ftpi":"cta1-webinar-1","target":"_blank"},{"id":"cardblocks-card-2","img":"https://www.paypalobjects.com/marketing/web/us/en/business/enterprise/buy-now-pay-later/desktop/asset-4-thumb.jpg","alt":"power-dynamic","smallheading":"article ","heading":"how younger audiences value credit offerings today","paragraph":"enterprise retailers that understand how and why younger consumers use credit might be hard-pressed to find reasons to not offer buy now, pay later.","cta":"view infographic","href":"https://www.paypal.com/us/brc/article/enterprise-solutions-buy-now-pay-later-millennials-forrester-infographic?locale.x=en_us","ftpi":"cta2-webinar-2","target":"_blank"},{"id":"cardblocks-card-3","img":"https://www.paypalobjects.com/marketing/web/us/en/business/enterprise/buy-now-pay-later/desktop/asset-1-thumb.jpg","alt":"article-1","smallheading":"article","heading":"millennials and the shifting dynamics of online credit.","paragraph":"buy now, pay later can reach this coveted demographic.","cta":"read article","href":"https://www.pymnts.com/buy-now-pay-later/2020/report-millennials-buy-now-pay-later-and-the-shifting-dynamics-of-online-credit/","ftpi":"cta3-read article","target":"_blank"},{"id":"cardblocks-card-4","img":"https://www.paypalobjects.com/marketing/web/us/en/business/enterprise/buy-now-pay-later/desktop/asset-2-thumb.jpg","alt":"webinar","smallheading":"video","heading":"the buy now, pay later boom","paragraph":"learn how payments innovation is driving retailer resilience with flexible financing options that produce measurable results.","cta":"watch video","href":"https://www.paypal.com/us/brc/article/enterprise-solutions-buy-now-pay-later-payments-boom-driving-retailer-resilience-keynote?locale.x=en_us","ftpi":"cta5-read article-2","target":"_blank"}]},"config":{"theme":"theme-background-color-light","id":"a7"}},"pulloutsuccesspops":{"content":{"image":{"src":"https://www.paypalobjects.com/marketing/web/us/en/pay-in-4/successcheck.png","alt":"success tick image"},"headline":{"text":"thanks for reaching out"},"paragraph":{"text":"your request has been submitted and a member of our sales team will contact you soon. we’re looking forward to learning more about your business and sharing how paypal can help you leverage payments as a catalyst for growth.
"}},"classname":"custom-pullout formblockcls formanimcls","config":{"theme":"theme-background-color-light","id":"a7"}},"disclosureform":{"content":{"input":{"text":"
"}},"classname":"","config":{"id":"formblock","ishtml":false,"theme":"theme-background-color-light formhead"}},"formprops":{"content":{"pardoturl":"https://pypd.paypal-mktg.com/l/925803/2021-11-19/2h4t6","headline":{"text":"put our expertise to work for you"},"paragraph":{"text":"• 20 years of experience • 3 trillion transactions processed
• payment solution and ux experts • white glove service
talk to your account manager,
call or fill out the form below.
"}}},"disclosureprops":{"content":{"input":{"text":"*about pay in 4: loans to california residents are made or arranged pursuant to a california financing law license. paypal, inc. is a georgia installment lender licensee, nmls #910457. rhode island small loan lender licensee.
paypal credit is subject to consumer credit approval.

1 56% of millennials trust paypal to keep their financial information secure, as compared to an average of 4% among the top 6 competing bnpl providers. source: online study commissioned by paypal and conducted by netfluential in november 2020, involving 1,000 us online shoppers ages 18-39 (millennials ages 24-39).
2 an online study commissioned by paypal and conducted by netfluential in november 2020, involving 1,000 us online shoppers ages 18-39 (among bnpl users, n= 357).
3paypal internal data – q2, 2021.
4 average life in overall paypal aov for merchants with paypal credit messaging vs. those without. 2019 paypal internal data.
5 how younger audiences value credit offerings today, commissioned studies conducted by forrester consulting on be-half of paypal involving 504 us consumers aged 18-39 and 473 b2c merchant respondent with influence over ecommerce and/or credit decisions, november 2020.
6 analysis of paypal internal data as of february 2021 (based on data from october 2020 through february 2021).
7 an online study commissioned by paypal and conducted by netfluential in november 2020, involving 1,000 us online shoppers ages 18-39.
8 dxl case study, 2021. data based on the business’s own internal analysis. results may vary substantially by business."}},"config":{"id":"disclosure1","theme":"theme-background-color-white","ishtml":true}},"components":[]}};

buy now, pay later | offer consumer credit | paypal us-卡塔尔世界杯买球app

reach 400 million active users. trusted by 14x more millennials to keep their financial information secure than other buy now, pay later providers1. enjoy white glove service.

register for your free bnpl assessment

talk to your payments specialist to get started,

more payment options for customers, more growth for you. pay monthly is coming soon.

leading retailers taking advantage of paypal’s reach


dynamic technology that helps convert your browsers to buyers2

80% of buy now, pay later users agreed that seeing a buy now, pay later message while shopping online gives them the ability to spend more.2 download our guide to learn how you can join the 40,000 merchants already using dynamic paypal pay later messaging.3

revenue-driving wins for your business

56%
increase in average order value

businesses with pay-over-time messaging on their site saw a 56% increase in overall paypal aov.4

21%
share of sales

b2c merchants said 21% of their online sales come from a buy now, pay later solution.5

65%
of pay in 4 spend is from repeat users

and 60% of pay in 4 users have completed 2 transactions with pay later.6

reach millennial and gen z consumers with paypal

400

million total active accounts globally. attract new customers by accessing paypal’s established network of active users.

loyal shoppers

68% of millennial & gen z shoppers have used paypal vs. an average of 7% among the top three competing bnpl providers.7

trusted

53% of younger consumers trust paypal to keep their financial information secure compared to an average of 3.7% among the top six competing buy now, pay later providers.7

how top retail executives empower their customers

hear directly from the c-suites of dxl group, lovelyskin and jewelry television about how adding paypal pay later options helped their businesses increase trust, reach, and long-term value.

watch video

timely resources, specially curated for retailers

• 20 years of experience • 3 trillion transactions processed
• payment solution and ux experts • white glove service
talk to your account manager,
call or fill out the form below.

loading...
*about pay in 4: loans to california residents are made or arranged pursuant to a california financing law license. paypal, inc. is a georgia installment lender licensee, nmls #910457. rhode island small loan lender licensee.
paypal credit is subject to consumer credit approval.

1 56% of millennials trust paypal to keep their financial information secure, as compared to an average of 4% among the top 6 competing bnpl providers. source: online study commissioned by paypal and conducted by netfluential in november 2020, involving 1,000 us online shoppers ages 18-39 (millennials ages 24-39).
2 an online study commissioned by paypal and conducted by netfluential in november 2020, involving 1,000 us online shoppers ages 18-39 (among bnpl users, n= 357).
3paypal internal data – q2, 2021.
4 average life in overall paypal aov for merchants with paypal credit messaging vs. those without. 2019 paypal internal data.
5 how younger audiences value credit offerings today, commissioned studies conducted by forrester consulting on be-half of paypal involving 504 us consumers aged 18-39 and 473 b2c merchant respondent with influence over ecommerce and/or credit decisions, november 2020.
6 analysis of paypal internal data as of february 2021 (based on data from october 2020 through february 2021).
7 an online study commissioned by paypal and conducted by netfluential in november 2020, involving 1,000 us online shoppers ages 18-39.
8 dxl case study, 2021. data based on the business’s own internal analysis. results may vary substantially by business.

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