","cookies":"[object object]"},"appdownloadmobilebanner":{"css":"","html":"","js":""},"contentfulenv":"master","iscmspreview":false,"base_domain":"paypal.com","cdnx_host":"www.paypalobjects.com","supportedpagelocales":["en_us"]},"content":{"canonicalurl":"https://www.paypal.com/us/business/buy-now-pay-later","page":{"title":"buy now, pay later | offer customer financing | paypal us","keywords":"buy now pay later,offer financing to customers,customer financing,paypal buy now pay later,buy now pay later options,offer financing","description":"offering financing to your customers with paypal's buy now pay later options will help you grow sales. find out more and get started."},"heroprops":{"content":{"headline":{"text":"
give your sales a boost with pay later"},"paragraph":{"text":"at no additional cost to your business.

get startedcontact sales"},"hatchtext":{"text":"talk to a payments specialist to get started, ."}},"config":{"theme":"theme-background-color-white","backgroundposition":"center","deviceimage":{"url":"https://paypalobjects.com/marketing/web/us/en/business/buy-now-pay-later/header-hero-image.png"},"deviceimagesize":"large","textalign":"left"},"classname":"custom-hero headingblack-cls"},"statementprops":{"config":{"theme":"theme-background-color-light"},"content":{"headline":{"text":"give customers more ways to buy."},"paragraph":{"text":"pay in 4 and paypal credit1 are included in paypal checkout, so you can start offering customer financing immediately."}},"classname":"custom-statement-heading headingblack-cls"},"simplepanelspropscust":{"content":{"headline":{"text":"a win for your customers."},"items":[{"content":{"icon":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/buy-now-pay-later/glyph-1-payment-flexibility-2x.png","alt":"payment flexibility"},"headline":{"text":"payment flexibility"},"paragraph":{"text":"you get paid up front, while your customers pay later."}}},{"content":{"icon":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/buy-now-pay-later/glyph-3-access-to-financing-2x.png","alt":"interest-free choice"},"headline":{"text":"most trusted pay later brand"},"paragraph":{"text":"rated most trusted brand across buy now, pay later providers.3"}}},{"content":{"icon":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/buy-now-pay-later/glyph-2-interest-free-2x.png","alt":"interest-free choice"},"headline":{"text":"interest-free choice"},"paragraph":{"text":"with pay in 4, your customers have an interest-free option to buy now and pay later.2"}}},{"content":{"icon":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/buy-now-pay-later/glyph-4-purchasing-power-2x.png","alt":"purchasing power"},"headline":{"text":"purchasing power"},"paragraph":{"text":"with the ability to spread payments over time, purchases become more affordable."}}}]},"config":{"id":"panels-cust-id","theme":"theme-background-color-light","columns":4,"headertextalign":"center","rowtextalign":"center","accordionclass":"accordion","type":"iconpanel","center":true},"classname":"custom-panel-style panel-cust headingblack-cls"},"simplepanelspropsbussiness":{"content":{"headline":{"text":"a win for your business."},"items":[{"content":{"icon":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/buy-now-pay-later/glyph-5-increased-sales-2x.png","alt":"increased sales"},"headline":{"text":"increased sales"},"paragraph":{"text":"give shoppers more spending power and you can help boost your average order values."}}},{"content":{"icon":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/buy-now-pay-later/glyph-6-no-additional-costs-2x.png","alt":"no additional costs"},"headline":{"text":"no additional costs"},"paragraph":{"text":"pay later options are included in your existing paypal rate.4"}}},{"content":{"icon":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/buy-now-pay-later/glyph-7-easy-promotion-2x.png","alt":"easy promotion"},"headline":{"text":"easy promotion"},"paragraph":{"text":"add dynamic pay later messaging to your site with a single integration. "}}},{"content":{"icon":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/buy-now-pay-later/glyph-8-expansive-network-2x.png","alt":"nextgen shoppers"},"headline":{"text":"nextgen shoppers"},"paragraph":{"text":"connect with active millennial and gen z paypal shoppers around the globe."}}}]},"config":{"id":"panels-business-id","theme":"theme-background-color-light","columns":4,"headertextalign":"center","rowtextalign":"center","accordionclass":"accordion","type":"iconpanel","center":true},"classname":"custom-panel-style panel-business headingblack-cls"},"showcaseprops":{"content":{"headline":{"text":"popular brands already offering paypal pay later"},"merchantlogos":[{"logo":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/buy-now-pay-later/logo-aldo-2x.png","alt":"aldo"}},{"logo":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/buy-now-pay-later/logo-ebags-2x.png","alt":"ebags"}},{"logo":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/buy-now-pay-later/dxl.png","alt":"dxl"}},{"logo":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/buy-now-pay-later/logo-bbq-guys-2x.png","alt":"bbq guys"}},{"logo":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/buy-now-pay-later/bed-bath-and-beyond-logo.png","alt":"bed-bath-and-beyond"}},{"logo":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/buy-now-pay-later/1200px-vitacost_logo.png","alt":"1200px-vitacost_logo"}},{"logo":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/buy-now-pay-later/fossil-logo.png","alt":"fossil-logo"}},{"logo":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/buy-now-pay-later/uniqlo.png","alt":"uniqlo"}},{"logo":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/buy-now-pay-later/champion-logo.png","alt":"champion-logo"}},{"logo":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/buy-now-pay-later/logo-omaha-steaks-2x.png","alt":"omaha steaks"}}]},"config":{"theme":"theme-background-color-white","columns":6},"classname":"custom-logo-section headingblack-cls logo-brands"},"simplepanelspropsbuy":{"content":{"headline":{"text":"what pay later means for your bottom line"},"items":[{"content":{"headline":{"text":"64%
"},"paragraph":{"text":"more likely to purchaseconsumers say they are more likely to make a purchase with a retailer that offers interest-free payment options.5"}}},{"content":{"headline":{"text":"56%
"},"paragraph":{"text":"increase in average order value (aov)businesses with pay-over-time messaging on their site saw a 56% increase in overall paypal aov.6"}}},{"content":{"headline":{"text":"377m
"},"paragraph":{"text":"activespaypal connects you with 377m active consumer and merchant accounts globally."}}}]},"config":{"id":"panel-buylater-id","theme":"theme-background-image-dark","columns":3,"headertextalign":"center","rowtextalign":"center","accordionclass":"accordion","type":"noimagepanel","center":true},"classname":"custom-panel-buylater"},"stepspanelprops":{"content":{"headline":{"text":"see it in action"},"items":[{"content":{"image":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/buy-now-pay-later/pi4-ppc-ui-fix.png","alt":"show dynamic pay later messaging on your site"},"headline":{"text":"show dynamic pay later messaging on your site"},"paragraph":{"text":"with pay in 4 and paypal credit, you can help customers buy what they need when they need it. after setup, dynamic messaging will display the most relevant pay later offer to your customers."},"id":"steps-id1","classname":"step-cls1"},"config":{"type":"imagepanel"}},{"content":{"headline":{"text":"your customer selects their best option"},"paragraph":{"text":"flexible pay later options help your customers make their purchases today."},"image":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/platforms-and-marketplaces/buy-now-pay-later/see-it-in-action-2-2x.png","alt":"your customer selects their best option"},"id":"steps-id2","classname":"step-cls2"},"config":{"type":"imagepanel"}},{"content":{"headline":{"text":"customer gets clear payment information"},"paragraph":{"text":"and there are no application fees for consumers and no additional costs for your business."},"image":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/platforms-and-marketplaces/buy-now-pay-later/see-it-in-action-3-2x.png","alt":"customer gets clear payment information"},"id":"steps-id3","classname":"step-cls3"},"config":{"type":"imagepanel"}},{"content":{"headline":{"text":"we do the rest"},"paragraph":{"text":"once the order is processed, you get paid up front. and we take care of collecting the payments from your customers."},"image":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/platforms-and-marketplaces/buy-now-pay-later/see-it-in-action-4-2x.png","alt":"we do the rest"},"id":"steps-id4","classname":"step-cls4"},"config":{"type":"imagepanel"}}]},"config":{"theme":"theme-background-color-white","columns":1,"headertextalign":"center","rowtextalign":"center","accordionclass":"accordion","type":"imagepanel","center":true},"classname":"steps-simple-panel-stacked headingblack-cls"},"simplepanelsseemlessprops":{"content":{"headline":{"text":"seamless setup"},"items":[{"content":{"headline":{"text":"already have a paypal business account?"},"paragraph":{"text":"whether you built your own website, work with a commerce platform, or work with a developer, we’ve got the right integration for you."},"primarycta":{"href":"https://www.paypal.com/ppcredit?[utmurlplaceholder]","text":"get started","type":"prmrycta","color":"white"}}},{"content":{"headline":{"text":"ready to join the paypal network?"},"paragraph":{"text":"sign up for a paypal business account and set up paypal checkout to start accepting and promoting pay later offers."},"secondarycta":{"href":"https://www.paypal.com/bizsignup/entry/?[utmurlplaceholder]","text":"sign up","type":"scndcta","color":"outline-white"}}}]},"config":{"theme":"theme-background-color-light","columns":2,"headertextalign":"center","rowtextalign":"center","accordionclass":"accordion","type":"noimagepanel","center":true},"classname":"custom-panel-seem headingblack-cls"},"showcasecommerceplatformprops":{"content":{"headline":{"text":"available on the following commerce platforms"},"merchantlogos":[{"logo":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/buy-now-pay-later/logo-big-commerce-2x.png","alt":"big commerce"}},{"logo":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/buy-now-pay-later/logo-woo-commerce-2x.png","alt":"woo commerce"}},{"logo":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/buy-now-pay-later/magento-bw.png","alt":"magento-bw"}},{"logo":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/buy-now-pay-later/shift4shop-bw.png","alt":"shift4shop-bw"}},{"logo":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/buy-now-pay-later/logo-miva-2x.png","alt":"miva"}}],"hatchtext":{"text":""}},"config":{"theme":"theme-background-color-light","columns":4},"classname":"custom-logo-section headingblack-cls logo-platforms"},"simplepanelsenterpriceprops":{"content":{"headline":{"text":""},"items":[{"content":{"headline":{"text":"for large enterprises"},"paragraph":{"text":"ready to help your customers buy now, pay later, and build customer loyalty at checkout?"},"secondarycta":{"href":"https://www.paypal.com/us/business/enterprise/buy-now-pay-later?[utmurlplaceholder]","text":"learn more","type":"scndcta","color":"outline-white"}}},{"content":{"headline":{"text":"for commerce platforms and marketplaces"},"paragraph":{"text":"ready to help your merchants increase sales and offer buy now, pay later options on your platform?"},"secondarycta":{"href":"https://www.paypal.com/us/business/platforms-and-marketplaces/buy-now-pay-later?[utmurlplaceholder]","text":"learn more","type":"scndcta","color":"outline-white"}}}]},"config":{"theme":"theme-background-color-white","columns":2,"headertextalign":"center","rowtextalign":"center","accordionclass":"accordion","type":"noimagepanel","center":true},"classname":"custom-panel headingblack-cls"},"multimediapanelprops":{"content":{"headline":{"text":"turn browsers into buyers"},"items":[{"content":{"image":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/buy-now-pay-later/case-study-1-infographic-2x.png","alt":"infographic"},"headline":{"text":"infographic"},"paragraph":{"text":"why pay later is a win-win."},"secondarycta":{"href":"https://www.paypal.com/us/brc/article/why-offer-buy-now-pay-later-infographic?[utmurlplaceholder]","text":"view infographic","type":"scndcta","color":"outline-white"}},"config":{"type":"imagepanel"}},{"content":{"image":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/buy-now-pay-later/bnpl_746x420_new.png","alt":"customer financing."},"headline":{"text":"video"},"paragraph":{"text":"customer financing. perfected."},"secondarycta":{"id":"casestudy-newtools-video","href":"#panel-casestudy-id","text":"watch video","type":"scndcta","color":"outline-white"}},"config":{"type":"imagepanel"}},{"content":{"image":{"src":"https://www.paypalobjects.com/marketing/web/us/en/business/buy-now-pay-later/case-study-3-webinar-2x.png","alt":"webinar"},"headline":{"text":"webinar"},"paragraph":{"text":"the rise of buy now, pay later."},"secondarycta":{"href":"https://www.paypal.com/us/brc/article/the-rise-of-installments-payments-webinar?[utmurlplaceholder]","text":"watch now","type":"scndcta","color":"outline-white","target":"_blank"}},"config":{"type":"imagepanel"}}]},"config":{"id":"panel-casestudy-id","theme":"theme-background-color-light","columns":3,"headertextalign":"center","rowtextalign":"center","accordionclass":"accordion","type":"imagepanel","center":true},"classname":"custom-panel-casestudy headingblack-cls"},"disclosureprops":{"content":{"input":{"text":"

1paypal credit is subject to consumer credit approval.

2about pay in 4: loans to california residents are made or arranged pursuant to a california financing law license. paypal, inc. is a georgia installment lender licensee, nmls #910457. rhode island small loan lender licensee.

3an online study commissioned by paypal and conducted by netfluential in november 2020, involving 1,000 us online shoppers ages 18-39.

4standard pricing applies. find out more about fees here

5online study commissioned by paypal and conducted by logica research in may 2020 involving 2000 u.s. consumers, half were paypal credit users and half were non-paypal credit users.

6average lift in overall paypal aov for merchants with paypal credit messaging vs. those without, 2019 paypal internal data

"}},"config":{"id":"","theme":"theme-background-color-white","ishtml":true},"classname":"disclosure"},"components":[]}};

buy now, pay later | offer customer financing | paypal us-卡塔尔世界杯买球app

at no additional cost to your business.

get startedcontact sales

talk to a payments specialist to get started, .

give customers more ways to buy.

pay in 4 and paypal credit1 are included in paypal checkout, so you can start offering customer financing immediately.

a win for your customers.

payment flexibility

you get paid up front, while your customers pay later.

most trusted pay later brand

rated most trusted brand across buy now, pay later providers.3

interest-free choice

with pay in 4, your customers have an interest-free option to buy now and pay later.2

purchasing power

with the ability to spread payments over time, purchases become more affordable.

a win for your business.

increased sales

give shoppers more spending power and you can help boost your average order values.

no additional costs

pay later options are included in your existing paypal rate.4

easy promotion

add dynamic pay later messaging to your site with a single integration.

nextgen shoppers

connect with active millennial and gen z paypal shoppers around the globe.

popular brands already offering paypal pay later


what pay later means for your bottom line

64%

56%

377m

see it in action

show dynamic pay later messaging on your site

with pay in 4 and paypal credit, you can help customers buy what they need when they need it. after setup, dynamic messaging will display the most relevant pay later offer to your customers.

your customer selects their best option

flexible pay later options help your customers make their purchases today.

customer gets clear payment information

and there are no application fees for consumers and no additional costs for your business.

we do the rest

once the order is processed, you get paid up front. and we take care of collecting the payments from your customers.

see it in action

show dynamic pay later messaging on your site

with pay in 4 and paypal credit, you can help customers buy what they need when they need it. after setup, dynamic messaging will display the most relevant pay later offer to your customers.

your customer selects their best option

flexible pay later options help your customers make their purchases today.

customer gets clear payment information

and there are no application fees for consumers and no additional costs for your business.

we do the rest

once the order is processed, you get paid up front. and we take care of collecting the payments from your customers.

seamless setup

already have a paypal business account?

ready to join the paypal network?

available on the following commerce platforms


for large enterprises

for commerce platforms and marketplaces

turn browsers into buyers

infographic

why pay later is a win-win.

video

customer financing. perfected.

webinar

the rise of buy now, pay later.

1paypal credit is subject to consumer credit approval.

2about pay in 4: loans to california residents are made or arranged pursuant to a california financing law license. paypal, inc. is a georgia installment lender licensee, nmls #910457. rhode island small loan lender licensee.

3an online study commissioned by paypal and conducted by netfluential in november 2020, involving 1,000 us online shoppers ages 18-39.

4standard pricing applies. find out more about fees here

5online study commissioned by paypal and conducted by logica research in may 2020 involving 2000 u.s. consumers, half were paypal credit users and half were non-paypal credit users.

6average lift in overall paypal aov for merchants with paypal credit messaging vs. those without, 2019 paypal internal data

we’ll use cookies to improve and customize your experience if you continue to browse. is it ok if we also use cookies to show you personalized ads? learn more and manage your cookies