","cookies":"[object object]"},"appdownloadmobilebanner":{"css":"","html":"","js":""},"contentfulenv":"master","iscmspreview":false,"base_domain":"paypal.com","cdnx_host":"www.paypalobjects.com","supportedpagelocales":["en_us"],"navtype":"marketing-component"},"content":{"page":{"country":"us","language":"en","pageid":"paypal-credit/faq","templateid":"standard","shared":[],"isshared":false,"title":"paypal credit | line of credit faqs | paypal us","description":" get answers to some of the most frequently asked questions about paypal credit, customer service and managing your paypal credit account.","keywords":"","metatags":{},"css":""},"herobannerprops":{"content":{"headline":{"text":"you've got questions. we've got answers."},"paragraph":{"text":"paypal credit frequently asked questions"}},"config":{"theme":"theme-background-color-dark","id":"a1","backgroundposition":"center","textalign":"center","backgroundimage":{"url":"https://www.paypalobjects.com/digitalassets/c/website/marketing/na/us/paypal-credit/faq/faq-hero-background.jpg","portable":"https://www.paypalobjects.com/digitalassets/c/website/marketing/na/us/paypal-credit/faq/faq-hero-background.jpg","mobile":"https://www.paypalobjects.com/digitalassets/c/website/marketing/na/us/paypal-credit/faq/faq-hero-background.jpg"}}},"anchorprops":{"content":{"dropdownbutton":{"close":{"text":"expand less"},"open":{"text":"expand more"}},"links":[{"text":"applying for paypal credit","href":"#a4","id":"item-1208713291016305"},{"text":"using paypal credit","href":"#a5","id":"item-1208713291016306"},{"text":"managing my account","href":"#a6","id":"item-1208713291016307"},{"text":"payments and charges","href":"#a8","id":"item-1208713291016308"},{"text":"payment security","href":"#a10","id":"item-1208713291016309"}]},"config":{"id":"a3","buttonalign":"right"}},"faqoneprops":{"content":{"headline":{"text":"paypal credit basics"},"faqs":[{"headline":{"text":"what is paypal credit?"},"item":{"config":{"type":"faqcontent"},"content":{"paragraph":{"text":"paypal credit is an open end (revolving) credit card account that provides a reusable credit line built into your account with paypal giving you the flexibility to pay for your purchases right away or pay over time. it’s easy to apply, easy to use and there whenever you need it. paypal credit is subject to credit approval and is offered by synchrony bank.

\nsee the current paypal credit terms and conditions"}},"idx":0},"id":"item-1208713291016309"},{"headline":{"text":"what is the annual percentage rate (apr)?"},"item":{"config":{"type":"faqcontent"},"content":{"paragraph":{"text":"for new accounts: variable purchase apr is 26.24%. the apr is accurate as of 9/1/2022 and will vary with the market based on the prime rate (as defined in your credit card agreement). minimum interest charge is $2.00.

see the current paypal credit terms and conditions"}},"idx":0},"id":"item-1208713291016310"},{"headline":{"text":"how does the \"no interest if paid in full in 6 months on purchases of $99.00 or more\" offer work?"},"item":{"config":{"type":"faqcontent"},"content":{"paragraph":{"text":"you'll enjoy no interest if paid in full in 6 months on purchases of $99.00 or more. interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. minimum monthly payments required.



"}},"idx":0},"id":"item-1208713291016311"},{"headline":{"text":"is “no interest if paid in full in 6 months on purchases of $99.00 or more” an introductory offer?"},"item":{"config":{"type":"faqcontent"},"content":{"paragraph":{"text":"no, it is not an introductory offer. it’s an offer that’s available on every purchase of $99.00 or more. interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. minimum monthly payments required.



"}},"idx":0},"id":"item-1208713291016312"},{"headline":{"text":"is there an annual fee to use paypal credit?"},"item":{"config":{"type":"faqcontent"},"content":{"paragraph":{"text":"no! there is no annual fee to use paypal credit.

see the current paypal credit terms and conditions"}},"idx":0},"id":"item-1208713291016313"},{"headline":{"text":"do i have a credit line and how much will it be?"},"item":{"config":{"type":"faqcontent"},"content":{"paragraph":{"text":"upon approval, your paypal credit account will be assigned a credit line of at least $250.00, based on your creditworthiness. you can confirm your credit line details by logging into your account.

"}},"idx":0},"id":"item-1208713291016314"},{"headline":{"text":"what is the easy payments promotional financing option offered by paypal credit?"},"item":{"content":{"paragraph":{"text":"easy payments is a promotional financing option with select merchants that may be subject to special, promotional repayment terms and/or aprs that allows you to pay for your paypal credit purchases in substantially equal monthly payments (subject to credit approval)."}},"classname":""},"id":"item-1208713291016315"}]},"config":{"id":"a2","theme":"theme-background-color-white"}},"faqtwoprops":{"content":{"headline":{"text":"applying for paypal credit"},"faqs":[{"headline":{"text":"how do i apply for paypal credit?"},"item":{"config":{"type":"faqcontent"},"content":{"paragraph":{"text":"when you apply for paypal credit, you’ll be asked to provide your date of birth, your income after taxes, the last 4 digits of your social security number, and agree to the terms and conditions. you’ll know within seconds if you are approved. and here’s the cool thing: your paypal credit account will be linked to your account with paypal and you’ll see it as a payment option every time you check out with paypal.

"}},"idx":0},"id":"item-1208713291016316"},{"headline":{"text":"what if i do not currently have an account with paypal?"},"item":{"config":{"type":"faqcontent"},"content":{"paragraph":{"text":"you will need an account with paypal to apply for paypal credit. once you've signed up for paypal, you can begin the application for paypal credit. signing up for paypal is free.\n

sign up for paypal and apply for paypal credit."}},"idx":0},"id":"item-1208713291016317"},{"headline":{"text":"what does ‘subject to credit approval’ mean?"},"item":{"config":{"type":"faqcontent"},"content":{"paragraph":{"text":"synchrony bank will review and consider your credit report and other information prior to opening your account and establishing your credit line. this process usually happens in a matter of seconds as part of the paypal credit application process."}},"idx":0},"id":"item-1208713291016318"}]},"config":{"id":"a4","theme":"theme-background-color-white"}},"faqthreeprops":{"content":{"headline":{"text":"using paypal credit"},"faqs":[{"headline":{"text":"how do i use paypal credit?"},"item":{"config":{"type":"faqcontent"},"content":{"paragraph":{"text":"to use paypal credit, simply checkout using paypal and select paypal credit as your payment method.

learn more about how to use paypal credit"}},"idx":0},"id":"item-1208713291016319"},{"headline":{"text":"where can i use paypal credit?"},"item":{"config":{"type":"faqcontent"},"content":{"paragraph":{"text":"you can use paypal credit at millions of stores online where paypal is accepted.

"}},"idx":0},"id":"item-1208713291016320"},{"headline":{"text":"why should i use paypal credit for my paypal purchases?"},"item":{"config":{"type":"faqcontent"},"content":{"paragraph":{"text":"enjoy no interest if paid in full in 6 months on purchases of $99.00 or more when you check out with paypal and pay with paypal credit. interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. minimum monthly payments required. see terms

learn more about the benefits of paypal credit"}},"idx":0},"id":"item-1208713291016321"},{"headline":{"text":"can i use paypal credit for purchases less than $99.00?"},"item":{"config":{"type":"faqcontent"},"content":{"paragraph":{"text":"yes, paypal credit is a reusable credit line and can be used for purchases less than $99.00.

see the current paypal credit terms and conditions"}},"idx":0},"id":"item-1208713291016322"},{"headline":{"text":"can i use paypal credit to send money?"},"item":{"config":{"type":"faqcontent"},"content":{"paragraph":{"text":"yes! when you use the paypal to send money, select paypal credit as the payment method. you may need to change the payment method if paypal credit isn’t already set as your preferred payment method. when you use paypal credit to send money in us dollars (usd), you’ll be charged the same fee that’s charged when you use a debit or credit card to send money with paypal. learn more about our fees.

"}},"idx":0},"id":"item-1208713291016323"}]},"config":{"id":"a5","theme":"theme-background-color-white"}},"faqfourprops":{"content":{"headline":{"text":"managing my account"},"faqs":[{"headline":{"text":"how do i manage my paypal credit account?"},"item":{"config":{"type":"faqcontent"},"content":{"paragraph":{"text":"to manage your account, log into paypal and click paypal credit. you can also manage your account using the paypal app on your smart phone or tablet.

"}},"idx":0},"id":"item-1208713291016324"},{"headline":{"text":"why do i have to provide my annual income after taxes?"},"item":{"config":{"type":"faqcontent"},"content":{"paragraph":{"text":"we periodically review your paypal credit account and providing your annual income after taxes will help determine if you are eligible for future credit line increases. if we don't have this information, we may not be able to increase your credit line. "}},"idx":0},"id":"item-1208713291016325"},{"headline":{"text":"how do i increase my credit line with paypal credit?"},"item":{"content":{"paragraph":{"text":"you can request a credit line increase by phone by calling the customer service number on your monthly statement. approval of a transaction that makes you go over your credit limit is not treated as an increase to your credit limit. however, synchrony bank, the issuer of the paypal credit account, may, from time to time, increase your credit line, including after approval of such a transaction. keeping your account profile and income information up to date may help you qualify for future credit line increases. "}},"classname":""},"id":"item-1208713291016326"}]},"config":{"id":"a6","theme":"theme-background-color-white"}},"faqfiveprops":{"content":{"headline":{"text":"linking paypal credit and paypal"},"faqs":[{"headline":{"text":"how do i link my paypal credit account to my account with paypal?"},"item":{"config":{"type":"faqcontent"},"content":{"paragraph":{"text":"linking your account is easy. you can link your paypal credit account to an existing account with paypal if you have one. don't have an account with paypal? signing up for paypal is free.

\n"}},"idx":0},"id":"item-1208713291016327"},{"headline":{"text":"why should i link my paypal credit account to my account with paypal?"},"item":{"config":{"type":"faqcontent"},"content":{"paragraph":{"text":"linking your accounts means you’ll be able to use paypal credit at millions of online stores where paypal is accepted. you can also easily manage both accounts—pay your bill, view recent activity, set payment reminders and much more at paypal.com."}},"idx":0},"id":"item-1208713291016328"},{"headline":{"text":"what if my account with paypal is blocked or closed?"},"item":{"config":{"type":"faqcontent"},"content":{"paragraph":{"text":"if your account with paypal is blocked or closed, you will not be able to go through the online linking process. please call paypal customer service at ."}},"idx":0},"id":"item-1208713291016329"}]},"config":{"id":"a7","theme":"theme-background-color-white"}},"faqsixprops":{"content":{"headline":{"text":"payments and charges"},"faqs":[{"headline":{"text":"how do i pay my paypal credit bill?"},"item":{"config":{"type":"faqcontent"},"content":{"paragraph":{"text":"at any time, you can choose to make a one-time payment or schedule automatic payments towards your balance due. you can pay from either your paypal balance account, or your linked bank account conveniently on paypal.com.

you can also mail your payments to:
\n\tpaypal credit
\n\tp.o. box 960006
\n\torlando, fl 32896-0006

\nor, you can call our customer service department at to make a payment.

\nnote: when mailing a payment, please make sure you include your paypal credit account number or payment stub.

"}},"idx":0},"id":"item-1208713291016330"},{"headline":{"text":"is there a fee for late payments?"},"item":{"config":{"type":"faqcontent"},"content":{"paragraph":{"text":"yes, you will be charged a late fee for each month the minimum payment is not paid by the payment due date. an explanation of the late payment fee is provided in the current version of the paypal credit terms and conditions.

the late fee is equal to:however, the late fee will never be more than the minimum payment that was due.

\nsee the current paypal credit terms and conditions"}},"idx":0},"id":"item-1208713291016331"},{"headline":{"text":"does paypal credit protect me from liability for unauthorized charges?"},"item":{"config":{"type":"faqcontent"},"content":{"paragraph":{"text":"you will not be liable for unauthorized use on your account, but you will be responsible for all use by anyone you allow to use your account. if your account is used without your consent, call us immediately at ."}},"idx":0},"id":"item-1208713291016332"}]},"config":{"id":"a8","theme":"theme-background-color-white"}},"faqsevenprops":{"content":{"headline":{"text":"payment security"},"faqs":[{"headline":{"text":"what is payment security?"},"item":{"config":{"type":"faqcontent"},"content":{"paragraph":{"text":"payment security is an optional purchase that can cover your minimum monthly payments or entire paypal credit balance up to $10,000 after certain qualifying life events. you may cancel at any time. whether or not you purchase payment security will not affect your credit terms of any existing credit card agreement you have with us. see for more details."}},"idx":0},"id":"item-1208713291016340"},{"headline":{"text":"what qualifies as a life event?"},"item":{"config":{"type":"faqcontent"},"content":{"paragraph":{"text":"there are seven events covered by the optional payment security program:

you’re covered for most events right away, as long as they occur after your sign-up date. for a job loss or leave of absence, coverage starts 30 days after you sign up."}},"idx":0},"id":"item-1208713291016341"},{"headline":{"text":"how much does payment security cost?"},"item":{"config":{"type":"faqcontent"},"content":{"paragraph":{"text":"payment security costs $1.66 per $100 of your last statement balance. for example, if you had a $300 balance, you’d pay $4.98 for that month. the fee will automatically be billed to your paypal credit account statement."}},"idx":0},"id":"item-1208713291016342"},{"headline":{"text":"how can i cancel my payment security coverage?"},"item":{"config":{"type":"faqcontent"},"content":{"paragraph":{"text":"your purchase of this program is optional. you may cancel at any time. if you cancel within 90 days of your enrollment effective date, you will receive a refund of any program fees you may have been charged.

to cancel, log in to your account with paypal, and access the payment security site the same way you enrolled or call ."}},"idx":0},"id":"item-1208713291016343"}]},"config":{"id":"a10","theme":"theme-background-color-white"}},"statementprops":{"content":{"headline":{"text":"have additional questions?"},"paragraph":{"text":"we are here to help you – call .

our service hours are:
monday - friday: 8 am - 11 pm eastern time
saturday - sunday: 9 am - 9 pm eastern time"}},"config":{"id":"a9","theme":"theme-background-color-blue"}}}};

paypal credit | line of credit faqs | paypal us-卡塔尔世界杯买球app

paypal credit frequently asked questions


paypal credit basics

what is paypal credit?

paypal credit is an open end (revolving) credit card account that provides a reusable credit line built into your account with paypal giving you the flexibility to pay for your purchases right away or pay over time. it’s easy to apply, easy to use and there whenever you need it. paypal credit is subject to credit approval and is offered by synchrony bank.

see the current paypal credit terms and conditions

applying for paypal credit

how do i apply for paypal credit?

when you apply for paypal credit, you’ll be asked to provide your date of birth, your income after taxes, the last 4 digits of your social security number, and agree to the terms and conditions. you’ll know within seconds if you are approved. and here’s the cool thing: your paypal credit account will be linked to your account with paypal and you’ll see it as a payment option every time you check out with paypal.

using paypal credit

how do i use paypal credit?

to use paypal credit, simply checkout using paypal and select paypal credit as your payment method.

learn more about how to use paypal credit

managing my account

how do i manage my paypal credit account?

to manage your account, log into paypal and click paypal credit. you can also manage your account using the paypal app on your smart phone or tablet.

linking paypal credit and paypal

how do i link my paypal credit account to my account with paypal?

linking your account is easy. you can link your paypal credit account to an existing account with paypal if you have one. don't have an account with paypal? signing up for paypal is free.

payments and charges

how do i pay my paypal credit bill?

at any time, you can choose to make a one-time payment or schedule automatic payments towards your balance due. you can pay from either your paypal balance account, or your linked bank account conveniently on paypal.com.

you can also mail your payments to:
paypal credit
p.o. box 960006
orlando, fl 32896-0006

or, you can call our customer service department at to make a payment.

note: when mailing a payment, please make sure you include your paypal credit account number or payment stub.

payment security

what is payment security?

payment security is an optional purchase that can cover your minimum monthly payments or entire paypal credit balance up to $10,000 after certain qualifying life events. you may cancel at any time. whether or not you purchase payment security will not affect your credit terms of any existing credit card agreement you have with us. see for more details.

have additional questions?

we are here to help you – call .

our service hours are:
monday - friday: 8 am - 11 pm eastern time
saturday - sunday: 9 am - 9 pm eastern time

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